[sje.gujarat.gov.in/gskvn]Mahila Samridhi Yojana (MSY) Gujarat and Other Safai Karmchari Yojana

(1) Mahila Samridhi Yojana (MSY) Gujarat 

[sje.gujarat.gov.in/gskvn]Mahila Samridhi Yojana (MSY) Gujarat and  Other Safai Karmchari Yojana

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters

Purpose
For small and petty trade/business and sundry income generating
activities.

Quantum of loan

• Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.

Promoters’ contribution

• the form of loan, subsidy and from any other available sources of funds.

• Balance 10% is to be provided by the Channelizing Agencies (CAs) in 

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 1% p.a.

• From CAs to beneficiaries : 4% p.a.

Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(2) Micro Credit Finance (MCF)

Elgibility

Safai Karamcharis, Scavengers and their dependants.

Purpose
For small and petty trade/business and sundry income generating
activities.

Quantum of loan

• Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.

• For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000
per beneficiary).

• Balance 10% is to be provided by the Channelizing Agencies (CAs) in
the form of loan, subsidy and from all other available sources of funds.
Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries 

Rate of interest

• From NSKFDC to CAs : 2% p.a.

• From CAs to beneficiaries : 5% p.a.

Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(3) MAHILA ADHIKARITA YOJANA (MAY)

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.

Quantum of loan

• Upto 90% of the unit cost with a maximum of Rs.75000.
• Balance 10% is to be provided by the Channelizing Agencies
(CAs) in the form of loan, subsidy and from all other available
sources of funds.
• Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 2% p.a.

• From CAs to beneficiaries : 5% p.a.

Repayment period
Upto 5 years after implementation period of 3 months and a moratorium of
6 months.

Online apply time period
Application Period from 01/11/2021 to 15/11/2021

Important Links

Downloaded this scheme official letter

Download this scheme details in Gujarati

Apply online Application

THIS SCHEME VISION & MISSION
VISION

To rehabilitate the target group i.e. Safai Karamcharis, Scavengers and their dependants (having the population of about 50 Lac) by providing the financial assistance at concessional rates of interest for any viable income generating activities, Education loan and imparting skill development 

training programme in a time bound manner.

To cover the maximum number of persons of the target group by providing 

benefits under the schemes & programmes of NSKFDC, who are the 

poorest among the poor across the country.

MISSION

To empower the Target group and its dependants to break away from 

traditional occupation, depressed social conditions & poverty and leverage 

them to work their own way up the social and economic ladder with dignity 

and pride.

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